Special benefits to financially protect you for COVID-19

The policy life insured by Manulife Myanmar who have been diagnosed, hospitalized in ICU or died due to COVID-19 infection during the covered period are eligible for COVID-19 benefits at no additional costs.

1st October 2022

The global pandemic has hit hard most people in Myanmar and we’re committed to lessening their financial burden from the crisis, supporting and making their lives better in these trying times. We at Manulife Myanmar are providing free additional COVID-19 benefits to our customers for a limited time period.

Eligibility: Policy life insured

Payout upon hospitalization in ICU due to COVID-19: 50% of the Face Amount of your Manulife policy(s) subject to a maximum of 600,000 MMK. Less COVID-19 benefit paid out, if any

  • Only policy life insured is eligible for this benefit.
  • A waiting period of 14 days for the COVID-19 benefit and pre-existing condition applies. The benefit will be payable if the life insured is diagnosed with COVID-19, either 14 days after policy issue date or effective date, whichever is later.

Eligibility: Policy life insured

Payout upon death due to COVID-19: 100% of the Face Amount of your Manulife policy(s) subject to a maximum of 6,000,000 MMK. Less COVID-19 benefit paid out, if any

  • Only policy life insured is eligible for this benefit.
  • A waiting period of 14 days for the COVID-19 benefit and pre-existing condition applies. The benefit will be payable if the life insured is diagnosed with COVID-19, either 14 days after policy issue date or effective date, whichever is later.

Eligibility: Policy life insured

Payout upon diagnosis of COVID-19: 10% of the Face Amount of your Manulife policy(s) subject to a maximum of 600,000 MMK.

  • In order to claim diagnosis benefit under this campaign, the life insured has to be (necessarily) infected from COVID-19. Only policy life insured is eligible for this benefit.
  • Benefit is paid only if diagnosed and treated in a government hospital or government authorized COVID-19 treatment center for COVID-19.
  • A waiting period of 14 days for the COVID-19 benefit and pre-existing condition applies. The benefit will be payable if the life insured is diagnosed with COVID-19, either 14 days after policy issue date or effective date, whichever is later.

FAQs

No, this special benefit is the free additional coverage for you to lessen your worries about the potential financial burden from Covid-19 infection.

You can check the updated offer period on the website and brochures.

You will be paid the remaining amount after deducting the prior benefit payout during the same course of infection.

No, if any benefit has been claimed for one course of infection, the benefits cannot be claimed for the 2nd time.

Only policy life insured is eligible for this benefit.

You will be paid as specified % of total face amount of your policies subject to specified maximum limits. The specified maximum limit per benefit does not change regardless of the number of policies.

The new campaign takes effect on October 16. The old campaign is still available until October 15. Claims payout will be based on claim submission date wherein claims that are received until October 15th will be based on old campaign design. For example, if your claim is received on October 16th with infection that happened in September, benefits will be based on the new campaign design.

No, you cannot claim with COVID-19 self-test kit result.

The benefit will be payable if the life insured is diagnosed with COVID-19, either 14 days after policy issue date or effective date, whichever is later.

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