We provide the services and expertise that SME businesses need to thrive. With our branches conveniently placed in key business locations, we provide SMEs with convenience and access to essential banking services ranging from deposit account services, fund transfers and loans. JICA 2-step loans are available for eligible SMEs with lower interest charges and uab Call Deposits offer interest earned on daily deposit balances.
Term loans are provided to extend longer term credit facilities to entrepreneurs for expansion, modernization, setting up of factory building and other infrastructure facilities. Up-gradation of technology and purchase of machinery are some of the other types of investments that require longer term financing.
For SMEs particularly, specialized term loans in the form of JICA 2-step loans are available at uab.
With its strong Trade Finance capacity, uab is able to offer SMEs support in Export and Import activity.
Also available are International and Domestic Fund Transfer services to enable SMEs to pay suppliers or receive sales/contract proceeds.
Trade loans available for financing of Import and Exports include: