About Us / Who We Are / What We Do

What We Do

uab bank Limited provides a wide range of financial services through its differentiated business segments and through its subsidiary, uab securities Limited.

Below are six (6) areas of business in which the Bank is engaged with its Customers and for each segment, the Bank provides specialised and trained personnel to ensure the needs of customers in the segment are met:

Retail & SME Banking

Retail banking is the provision of banking services to the general public and consumers, whilst SME Banking focuses on small and medium sized businesses. Both segments are clubbed together since these are mass market segments covering several million consumers across the country.

Much of the banking services to the Retail and SME segment is provided though the Bank’s wide network of Branches and electronic facilities

Services to this segment include the following:

    • Financing facilities – housing loans, auto finance, education loan, personal financing, credit cards and JICA 2-Step Loan
    • Deposits – current account, savings, call accounts and fixed deposits
    • Services – ATMs, GIRO payment, payroll, mobile and internet banking
Corporate Banking

Corporate Banking involves banking services to large businesses and companies. Our specialised relationship managers service these large businesses with tailor-made business solutions for their varied and complex needs.

Banking facilities include various loans, forex services, trade finance services and cash management.

Treasury & Financial Institutions

Treasury provides a wide variety of services including Forex buying/selling, swaps and hedging solutions. Through its Funding Centre, Treasury manages the liquidity and optimises the deployment of funds to ensure efficient use of capital and funding. Meanwhile, Financial Institutions (FI) has a specific focus on Government Agencies and Financial Institutions.

Trade Finance

Trade Finance provide facilities particularly to support Import/Export and local trade activity. Specialised instruments such as Letters of Credit and Bank Guarantees are offered to customers.

A key function of the Bank is to enable the transfer of funds both internationally and domestically and these are done vide SWIFT, CBM Net, Western Union, Ria Money etc.

Securities Trading

Through our subsidiary, uab securities, we provide securities trading, through the Yangon Stock Exchange.

uab securities also provides over-the-counter trading of Myanmar Government Treasury Bonds and shares of unlisted public companies in Myanmar.

Investment Banking

Through our subsidiary, uab securities, we offer a complete range of investment banking products and advisory services to corporate and institutional customers:

  • Mergers and acquisition (“M&A”)
  • Capital raising: Initial public offering (“IPO”), placement and rights issue
  • Business valuation
  • Corporate and debt restructuring
  • Debt financing solutions