uab Visa Gold

uab Visa Credit Card offers convenience in payments and can be used at any Visa outlet both in Myanmar and over 160 countries globally.

Benefits

Exclusive discount up to 30%

15 days interest free period from statement date for full payment before due date

Accepted in over 60 million Visa merchants worldwide

How To Apply
  • Age must be 21 years old and above.
  • You can apply at the nearest uab bank branches.
Features
  • Exclusive discount up to 30% at selected uab merchants
  • Enjoy Visa discounts and offers worldwide for both retail and e-commerce
  • Check your purchase transactions in real-time using uab mobile
  • Minimum income of MMK 12 million per annum
Fees and Charges
Category uab Visa Gold
Issuing Fee 25,000MMK (Suppmentary Card : 15,000 MMK)
Annual Fee 60,000 MMK (Suppmentary Card : 30,000 MMK)
PIN Re-issuance 3,000 MMK
Card Lost/Replacement Fee 15,000 MMK
Interest 13% (p.a)*
if credit card repayment is not paid fully by payment due date
Cash Advance 2% of cash amount (min 3,000MMK) and 3.25% interest / month
Cash Withdrawal At uab bank ATM - 5% per transaction (minimum 5,000 MMK)
At other bank's ATM - 10% per transaction
Late Fee A minimum of 10,000 MMK or 10% of total outstanding balance as at statement date (whichever is higher), up to a maximum of 20,000 MMK
Balance Enquiry (ATM) 3,000 MMK
Balance Statement Enquiry (Over the Counter) 3,000 MMK
Cross Border Transaction Fee 69.5% per transaction
*Card usage charges of 1.08% (p.m) applies if the card usage repayment is not paid fully by payment due date
Requirements

a) Personal Guarantee of one person with income (exempted for special cases)
b) Documents for Borrower & Guarantor

  • Application Form
  • NRC Copy – Original to verify
  • Copy of Passport
  • Recent Passport Size Photo
  • Copy of Household Registration Letter
  • Recommendation from Head of Quarter

c) Income Proof – For the Employee

  • 3 Months Bank Statement
  • Certificate from Employer
  • Pay Slip (not required , if salary is credited to bank account)
  • Copy of Tax Book

d) Income Proof for Self Employed /Business

  • 6 Months Bank Statement
  • Business License/ Company Registration
  • DICA extract showing shareholder details
  • Previous Year Tax Receipt
  • Site visit by bank staff and assessment of business activity
Eligibility
  • Minimum Monthly Income – MMK 1,000,000
  • Maximum Credit Limit       – MMK 3,000,000

For information about uab Privileges, click here.

For information about Visa Privileges, click here.