Category | uab Visa Platinum |
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Card Fee | 50,000 MMK (Supplementary Card : 25,000 MMK) |
Annual Fee | 120,000 MMK (Supplementary Card : 60,000 MMK) |
PIN Re-issuance | 3,000 MMK |
Card Lost/ Replacement Fee | 15,000 MMK |
Interest | 13% (p.a)* |
Cash Advance | 2% of cash amount (min 3,000MMK) and 3.25% interest / month |
Cash Withdrawal | At uab bank ATM – 5% per transaction (minimum 5,000 MMK) |
At other bank’s ATM – 10% per transaction |
Late Fee | A minimum of 10,000 MMK or 10% of total outstanding balance as at statement date (whichever is higher), up to a maximum of 20,000 MMK |
Balance Enquiry (ATM) | 3,000 MMK |
Balance Statement Enquiry (Over the Counter) | 3,000 MMK |
Cross Border Transaction Fee | 55% per transaction |
*Credit usage charges of 13% applies
a) Personal Guarantee of one person with income (exempted for special cases)
b) Documents for Borrower & Guarantor
- Application Form
- NRC Copy – Original to verify
- Copy of Passport
- Recent Passport Size Photo
- Copy of Household Registration Letter
- Recommendation from Head of Quarter
c) Income Proof – For the Employee
- 3 Months Bank Statement
- Certificate from Employer
- Pay Slip (not required, if salary is credited to bank account)
- Copy of Tax Book
d) Income Proof for Self Employed /Business
- 6 Months Bank Statement
- Business License/ Company Registration
- DICA extract showing shareholder details
- Previous Year Tax Receipt
- Site visit by bank staff and assessment of business activity