Deposit Rates

Deposit Product Interest Rate p.a.
Savings Account
Basic Savings 6.00%
Children Savings 6.00%
e-Savings 6.00%
Smart Saver 6.00% Up to MMK 500,000
6.10% MMK 500,001 to 10,000,000
6.25% MMK 10,000,001 to 50,000,000
6.35% Above MMK 50,000,000
Call Deposit 5.00% Any amount
Deposit Product Interest Rate p.a.
Savings Plan
1st year bonus + 1.00% 6.00%
2nd year bonus + 1.50%
3rd year bonus + 1.50%

Bonus is subject to regular payment of installments within the prescribed period

Deposit Product Interest Rate p.a.
Fixed Deposits
30 days 6.50%
60 days 6.50%
90 days 6.75%
120 days 6.75%
150 days 6.75%
180 days 7.00%
210 days 7.00%
240 days 7.00%
270 days 7.00%
300 days 7.00%
330 days 7.00%
365 days 7.25%

Exchange Rate

Currency Unit Cash Buying Selling
USD 1
EUR 1
SGD 1

Lending Rates

Loan Products Interest Rate p.a.
Overdrafts (secured) 9.00% + 1.00%
Overdrafts (unsecured) 13.5% + 1.00%
Term Loan (secured) 10.00%
Term Loan (unsecured) 14.50%
JICA (TSL) 5.50%
Customer Loan Product Interest Rate p.a.
Home Loan 10.00%
Auto Loan 10.00%
Education Loan 14.50%
Loan against Property / Listed Shares / Fixed Deposit 10.00%
Personal Loan / Corporate Salary Loan 14.50%
Hired Purchase 13.00%

Fees & Charges