Department: Credit Management Department, Head Office.
The Credit Analyst (Corporate) will be responsible for assessing the creditworthiness of corporate clients, analyzing financial statements, and evaluating credit risk. This role plays a crucial part in the bank’s lending operations and requires a strong background in credit analysis, banking experience, and proficiency in English.
Evaluate credit applications from corporate clients, including analyzing financial statements, credit reports, and other relevant information.
Assess the creditworthiness of clients by reviewing their financial position, industry trends, and market conditions.
Prepare detailed credit reports and make recommendations based on risk assessment, collateral evaluation, and repayment capacity.
Monitor the credit exposure of existing corporate clients and provide regular updates on their creditworthiness.
Collaborate with relationship managers and other departments to gather necessary information and ensure timely completion of credit analysis.
Stay updated on industry trends, economic conditions, and regulatory changes that may impact credit risk.
Participate in credit committee meetings and provide insights and recommendations on credit-related matters.
Maintain accurate documentation and records of credit analysis and related activities.
Bachelor’s degree in finance, accounting, or a related field.
Minimum of 2-3 years of experience as a credit analyst in a banking or financial institution.
Strong knowledge of financial analysis, credit risk assessment, and corporate lending practices.
Proficiency in English, both written and spoken.
Excellent analytical and problem-solving skills.
Attention to detail and ability to work under pressure.